We will never charge your credit card without your authorization. Franchise Lion does not keep your credit card on file. You'll purchase inquiries as they become available when you wish by simply going to Add Credits in the Members Utilities area of our site, and provide your credit card and the amount you wish to deposit, according to how many inquiries you have recieved times the current charge per credit which is posted in the Add Credits section under Members Utilities. This amount can change without notice. Please check pricing of inquiries before adding credits. If you have any questions, please contact us by email at www.contact@FranchiseLion.com or telephone, 303-912-2921.